Reader’s Question:

I want to lower my auto insurance rates here in Florida. That’s why I’m shopping for a good anti-theft device. Can you give me some recommendations and tips on how to go about it?

Reggie

Miami, FL

Yes, Reggie, it’s good that you are aware that auto insurance providers give discounts to policy holders who make sure their cars are harder to steal. This is true in all states, including Florida. You see, mounting an anti-car theft device openly indicates that you are serious in protecting your car, and your auto insurance company will definitely be willing to give you discounts because of it.

Although it’s never foolproof and your car might still get stolen, it’ll surely hold off car thieves, since they’d know they will have a hard time breaking in. A kill switch is a device that will shut your car off automatically. It effectively shuts down the engine, thus marring car theft attempts. In fact, kill switches are used by NASCAR drivers when their accelerator pedals get stuck. You can actually install a kill switch (also called e-stop) by yourself for as low as ten dollars. However, if you’re not confident enough to install it yourself, you may have to shell out more than that. So, if the goal is to maximize savings, I recommend that you install it yourself.

You might also want to stay away from factory-installed anti-theft security systems, as these are easily disabled and may not really do much in terms of protecting your car. Well, so there, Reggie, I hope I was able to help you out.

Tags: auto insurance, car insurance, Car Insurance Company, Car insurance discounts