Reader’s Question: Aside from having to compare the various insurance quotes that I received, I also got the chance to compare my quotes with what other people has received and found out that we have somewhat different offered rates. What can affect the computation of an auto insurance rate? Phoebe Philadelphia PA Prior to getting [...]

Reader’s Question: My younger brother, Billy, got arrested for drunk driving in Texas. He got off with a 24-hour community service as he was only a first-time offender. However, I want to know what he’ll have to face next if he gets arrested for the second time, and if it would affect my automobile insurance [...]

Reader’s Question: I’m a resident of New Orleans, Louisiana. I just recently learned how to drive, and now I need help getting auto insurance. Can you give me more information, so I could get the best auto insurance rates? Dean New Orleans, LA Hi there! I can sense your excitement on being a new driver. [...]

Reader’s Question: Why are automobile insurance rates in Massachusetts higher than Rhode Island’s? Brooke Boston, Massachusetts The State of Massachusetts strictly adheres to the no-fault act. Massachusetts’ financial responsibility laws require all its resident drivers to have no-fault insurance or Personal Injury Protection (PIP). Beyond PIP, the state makes it compulsory for all its motorists [...]

Reader’s Question: My mom, who is a senior citizen living in my home state of Colorado, needs to purchase automobile insurance. What should I tell her about finding low automobile insurance rates? Denny Denver, CO Denny, there are several ways on how to seek low automobile insurance rates. You just have to always bear in [...]

Reader’s Question: I want to lower my auto insurance rates here in Florida. That’s why I’m shopping for a good anti-theft device. Can you give me some recommendations and tips on how to go about it? Reggie Miami, FL Yes, Reggie, it’s good that you are aware that auto insurance providers give discounts to policy [...]

Reader’s Question: I have a clean driving record for three years now here in Texas, but I’m wondering why my auto insurance rates are steadily increasing. Do I really need to have auto insurance? Robert San Antonio, TX The State of Texas has financial responsibility laws to protect motorists from financial difficulty following an unfortunate [...]